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Privacy Policy

Security

The security of your personal information is important to California Health Benefit Advisers, LLC - CAHBA. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. If you have any questions about security on our web site at www.CAHBA.com you can send email us at info@cahba.com.

Personal Information

We collect personal information in the normal course of business in order to provide you with a health insurance quote and to process your insurance application and to serve you better once you are a customer.

Registering with us: We begin collecting personal information from you when we provide you with a health insurance quote. CAHBA’s current process is anonymous, you must supply only date of birth, tobacco use, and zip code to get a quote. If you wish the advice of as CAHBA registered agent, you must provide e-mail and/or telephone information.

Applying for Health Insurance and Other Products: If you apply for a health insurance or other product through our website, we may ask you to provide us with personal information and/or health information relating to you and any family member who will be included on your application. This information will be used by your chosen insurance company to process your application. Additionally, we may ask you to provide us with credit card or bank information, which will be used by your chosen insurance company to process your application or collect any fees associated with your application or insurance premiums upon approval of your application.

Contacting you: We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails will be sent to you throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application process We may also use your contact information to provide other information about our products and services by e-mail and/or telephone within 90 days of registering.

We do not sell, trade or give away your personal information to anyone. We do not disclose your personal information to third parties, unless one of the following limited exceptions applies. If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. Please be assured that these partners are only allowed to use your personal information to process your application or enrollment form. Outside of these exceptions, we will not share your personal information with third parties.

Opt-Out

You may opt out of receiving information on additional products and services from us:

  • You can send to info@cahba.com
  • You can send mail to: California health Benefit Advisers, LLC -CAHBA,
8001 Irvine Center Drive.
Suite 400, Irvine, CA 92618
  • You can call: 888-413-3164

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. CAHBA does not use persistent cookies. Some of our business partners, like insurance companies, use cookies. We have no access to or control over these cookies. This privacy statement covers the use of cookies by CAHBA only and does not cover the use of cookies by any of our business partners.

Anonymous Information

Anonymous information is a broad demographic information that does not personally identify you. We gather anonymous information for our internal purposes, and we may share this anonymous information with third parties, such as the number of visitors to our website. We use anonymous information primarily for marketing purposes and to improve the services we offer you.

Co-Branding

While navigating our web site, you may be directed to content or functionality that we host on behalf of a third party. This privacy statement does not cover personal information collected on these pages. On these pages the third party is collecting your personal information and their privacy statement will be referenced on these pages.

Blogs

If you use our Q&A Advice Blog and our News & Commentary Blog, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these blogs.

Testimonials

If we publish your testimonial on our site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these testimonials.

Links

CAHBA.com contains links to other sites. We are not responsible for the privacy practices of such Web sites. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

Legal

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.

Changes to Our Privacy Policy

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage.

Correct or Update

CAHBA gives you the following options for changing and modifying information about you regarding your application or to update your contact information.

  • You can send email to info@cahba.com.
  • You can send mail to: California Health Benefit Advisers, LLC - CAHBA, 8001 Irvine Center Drive., Suite 400, Irvine, CA 92618
  • You can call: 888-413-3164

Contact Us

If you have any questions about this privacy statement, our company policies and procedures or your experience with CAHBA.com, you can contact:

California Health Benefit Advisers, LLC - CAHBA 8001 Irvine Center Drive, Suite 400
 Irvine, CA 92618.

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