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Early Retiree Reinsurance Program

Employers can be Reimbursed for 80% of the Retirees' claims

The Affordable Care Act established the Early Retiree Reinsurance Program (ERRP). This federally funded program allows eligible employers to be reimbursed for 80% of the claims paid out for early retirees, when those claims are between $15,000 and $90,000. With other mandates of healthcare reform raising healthcare costs for employers, the ERRP is a great way for employers to continue to offer early retiree benefits, as well as control or contain healthcare costs.

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