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Western Health Advantage


Founded in 1996, Western Health Advantage is a not-for-profit health insurance company that was founded by a group of Sacramento and Solano doctors and health care providers. Based in Sacramento, Western Health Advantage serves Covered California enrollees in pricing regions 2 and 3.

Cost estimator

Western Health Advantage wants to help members get the most out of their deductible health plan. It has created online tools and resources to help members better understand how a deductible plan works and to assist them in taking advantage of helpful tools like their MyWHA account, the Service Cost Estimator and Accumulator.

  • The MyWHA account offers members personalized online resources to make it easier to manage their health plan with the convenience of anytime access.
  • The Service Cost Estimator gives members an upfront idea of the cost of a specific service they intend to receive.
  • The Accumulator stores all of a member’s medical expense claim data. It adds the amounts so members can see how much has been applied toward their deductible and out-of-pocket expenses.

Integrated model

As a provider owned organization, Western Health Advantage excels at providing integrated, coordinated and quality care to members within their contracted network of medical groups and hospitals. Western Health Advantage members have access to providers in these contracted medical groups: • Hill Physicians • Mercy Medical Group • Meritage Medical Network • Northbay Healthcare • UC Davis Medical Group • Woodland Healthcare/Dignity Health

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