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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Not Eligible for Subsidy?

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Question: I no longer get a subsidy. Is covered California just for people who qualify for subsidies? If so, how do higher income people apply?

Answer: If you are not eligible for financial assistance, it would be better to purchase coverage outside of Covered California (referred to as off-exchange). The reason? Silver plan rates for 2019 are higher through Covered California, Bronze, Gold, and Platinum Plans are the same price Click here to shop and apply for off-exchange health insurance coverage

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