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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Enrollment of 20-Year Old Dependent?

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Question: I've read through the archives, but I need clarification regarding a dependent and what to include in the household income in the application. I am 20 and going to school full-time. My mother's group plan is not covered in the county that I am in, but I am working part-time. Would I be able to apply for just myself as a household of 1? or do I need to include them in my application? I am still being claimed as dependent, but will be filing my own taxes.

Answer: Yes. You can enroll as a single-person household based on your own income. You must file a tax return and claim your personal deduction. Your mother can no longer claim you as a dependent starting in 2020. If your projected income is less than $17,000 in 2020, you will be enrolled in Medi-Cal.

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