Question: My husband 1s currently on my insurance at work, but it has gotten too expensive. He makes less than $20,000 a year. Can he apply for covered California on his income alone?
Answer: No. Your spouse is not eligible for premium assistance (subsidy) through Covered California, because he has access to your employer’s health plan. He can apply off exchange for insurance coverage without a subsidy. Compare off-exchange rates with your employer based plan.