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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Employer's Health Plan Too Expensive?

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Question: My husband 1s currently on my insurance at work, but it has gotten too expensive. He makes less than $20,000 a year. Can he apply for covered California on his income alone?

Answer: No. Your spouse is not eligible for premium assistance (subsidy) through Covered California, because he has access to your employer’s health plan. He can apply off exchange for insurance coverage without a subsidy. Compare off-exchange rates with your employer based plan.

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