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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Choose Covered California Instead of COBRA?

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Question: I will be getting laid off effective 12/31/2019, so if I elect, my COBRA coverage would begin on 1/1/2020. Can I get covered under Covered CA instead? When would I need to sign on with Covered CA if my job and coverage ends on 12/31/2019?

Answer: Yes. You can choose Covered California instead of COBRA. You must apply by December 15, 2019 for your coverage to begin on January 1,2020. If you already chose COBRA you can cancel it. You don’t have to wait for COBRA coverage to end.

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