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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Immigrant Visa Applicant Needs Health Insurance?

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Question: My wife petitioned her mother who lives in Mexico to live come to the US to live with us as a resident, but I heard there is a new immigration law that's going to be in effect starting November 3rd for all new immigrants have to have health insurance before or within 30 of entering the US. But they can not use the exchange's or Medi-Cal assistance. Where can we purchase health insurance for her. She won't have Medicare either.

Answer: Right. The White House issued a presidential proclamation on October 11, 2019 requiring many future immigrant visa applicants to show they can afford health care. The action, which is set to take effect in 30 days, would require immigrant visa applicants, including people with ties to family members in the U.S., to show they have health insurance or prove their financial ability to pay for medical care before being issued a visa that could lead to a green card.

The most affordable option for health insurance coverage for a visa applicant is international travel insurance for foreign nationals traveling to the United States. Shop Patriot America® Plus. The policy can cover up to two years with renewals for additional two years at a time. Monthly rates as low as $300 per month. Option number two is individual health insurance from a California insurance carrier at a minimum of $600 per month. Immigrant visa applicants are not eligible for premium assistance through Covered California or Medi-Cal.

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