Question: Our son turns 26 in April 2020. Can he enroll in his own medical insurance during the current open enrollment period or must he wait for 2021?
Answer: Your son will qualify for a Special Enrollment Period triggered by his 26th birthday. He can wait until then to enroll in his own plan. Or he can enroll in his own plan during this Open Enrollment Period and have his own coverage start on January 1, 2020.