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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


How Much is Health Insurance Going Up Next Year?

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Question: I get a subsidy but I still have to pay about $100 a month. How much will it go up next year.

Answer: Your share of the cost may not go up at all. If you are one of the lucky ones, it could even come down. Covered California, the state’s Affordable Care Act exchange, announced some good news a few weeks ago. They said average premiums would rise an average of 0.8% for 2020, the lowest annual increase in its history. In some regions, rates would increase even less or fall. Customers who shop around when enrollment for 2020 plans opens October 15 could reduce their premiums by as much as 16.5%, depending on where they live.

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