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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Covered California Eligibility for Adult Dependent?

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Question: My 38 year old son lives with us and has zero income. We cover him 100%. He has medical insurance through Covered California (Medi-Cal) and he pays no premium and almost never any fees. Should I claim him as a dependent or will my liability for his medical cost me more than I save.

​Answer: Covered California requires him to file a tax return even if his income is $0. He needs to claim zero dependents on his return. If so, you can claim him as a dependent on your return without affecting his ​health insurance eligibility through Covered California.

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