Question: My 38 year old son lives with us and has zero income. We cover him 100%. He has medical insurance through Covered California (Medi-Cal) and he pays no premium and almost never any fees. Should I claim him as a dependent or will my liability for his medical cost me more than I save.
Answer: Covered California requires him to file a tax return even if his income is $0. He needs to claim zero dependents on his return. If so, you can claim him as a dependent on your return without affecting his health insurance eligibility through Covered California.