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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Income Guidelines?

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Question: What are the salary limits for a family of 3 which includes one adult child that turned 26 years old in 2017. What type of income is included in the calculation for Covered California subsidies.

Answer: The adult child, age 26, must apply for his or her own coverage even though he or she lives in the parents household. Eligibility for public insurance or subsidized coverage is based on his or her income alone. Here are the key income guidelines for a single person.

$16,644 - below this annual income, you are eligible for Medi-Cal. Income above this number may make you eligible for premium assistance through Covered California.

$48,240 - below this annual income, he or she is eligible for premium assistance through Covered California, with no assistance above that number.

The parents are a household of two. Here are the key income guidelines for them.
$22,412 - below this annual income, the couple is eligible for Medi-Cal. Income above this number may make them eligible for premium assistance through Covered California.

$64.960 - below this annual income, they are eligible for premium assistance through Covered California, with no assistance above that number.

4 Comments

I just received my renewal paper work from medical. We are a family of two. My income for 2017 was 35k will I still qualify?

I am 61 and Disabled, just got 2% raise for this year , I am on Medical and have 2 caregivers because of my little increase my annual income is $21,324.00 and thats because I receive Survivors Benefit and my SSI. I just received a leller from IHSS stating that I have to pay my caregivers one 791.20 and the other $57.45 and this amount varies each month, not getting less but going higher, there is no way that I can afford to pay my caregivers, my only source of income is my Social Security what do I do. The caregivers need their their pay. I am preparing for Spinal Surgery after being messed up by a Dr in a local Hospital. I can’t even fight that case I have no money. Please Help.

Melania, Less than $39,717/yr.

for a family of 5 members, what is the annualy income to qualify for medical

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