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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Lower Income, Repay Subsidy?

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Question: I had Covered California with a big subsidy in 2016 because of my low income. I lost my job in October, so my income will be even lower than it was when I applied for coverage. I am now eligible for Medi-Cal. Will I have to repay the premium tax credits that got this year?

Answer: No. You are still eligible for the tax credits you received last year. If your income later fell below the Medi-Cal eligibility level, you will not be required to repay the premium tax credit when you file your tax return.

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