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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Drop Company Plan for Covered CA?

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Question: I make $50,000 a year and my husband makes less than $20,000 a year. He’s currently on my insurance plan through my employer, but it has gotten too expensive and we cannot afford it. I wanted to see if he can apply for covered California on his income alone.

Answer: Your spouse is ineligible for premium assistance (subsidy) through Covered California because he has access to your employer’s health plan. He can off exchange insurance coverage without a subsidy, but the cost may be similar to spouse coverage under your employer-based coverage. Your incomes have no effect in this case.

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ive been trying to cancel my covered ca plan now for two weeks why is it so hard? they dont respond to emails or let you speak to a rep???

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