Question: If our income drops mid-year to become Medi-Cal eligible, does Covered Ca give us the option to pay the full premium or will they automatically send our info to Medi-Cal? Will that be considered a qualifying event to enroll in other private health plans during the year?

Answer: If you lower your annual income on your Covered California account into Medi-Cal eligibility, Covered California will automatically enroll you in Medi-Cal. If that change takes place outside of the Open Enrollment Period, it is not considered a qualifying event that would allow the purchase of unsubsidized health insurance coverage either through Covered California or direct from an insurance carrier.