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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Unsubsidized Coverage or Medi-Cal?

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Question: If our income drops mid-year to become Medi-Cal eligible, does Covered Ca give us the option to pay the full premium or will they automatically send our info to Medi-Cal? Will that be considered a qualifying event to enroll in other private health plans during the year?

Answer: If you lower your annual income on your Covered California account into Medi-Cal eligibility, Covered California will automatically enroll you in Medi-Cal. If that change takes place outside of the Open Enrollment Period, it is not considered a qualifying event that would allow the purchase of unsubsidized health insurance coverage either through Covered California or direct from an insurance carrier.

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