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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Is a Student Health Plan Essential Coverage?

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Question: My son is covered by Covered California as part of our household. Does his student health coverage count as essential coverage for Obamacare?

Answer: Yes. Student health plans count as “minimum essential coverage” under the Affordable Care Act. If your son chooses to enroll in a student health plan, the rest of the family is still eligible for advance tax credits through Covered California. Update your Covered California account to indicate that your son is a tax dependent and he is not seeking health coverage through Covered California.

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