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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

2018 Rate Increase Effect on Net premium

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Question: If I am getting premium assistance and I was told my premium on my plan rises by 25% for 2018. Does that mean I’m going to have to pay 25% bottom line?

Answer: Probably not. Assuming your income and household status remain the same in 2018, as your premiums increases, so do your tax credits, so the premium assistance will counter at least some of the rate hike. At Open Enrollment, starting November 1st you can keep the same plan at the new rate or switch to a lower cost plan if you wish.

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