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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Moving to CA?

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Question: I am moving to CA from NY in mid October. (1) When should I apply for health insurance in CA? My family may qualify for Medi-Cal or other subsidized programs. (2) Would the effective date be the exact date of the move, for example, October 15? Or, would I be covered by my NY plan until October 30, then start my CA coverage on November 1?

Answer: You must be a California resident to apply, so apply as soon as you have a California address. Apply through Covered California to determine your eligibility for premium assistance or Medi-Cal. Typically, your NY health insurance coverage will expire at the end of the month and your CA coverage would start on the first of the next month.

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