Question: Am I able to buy health insurance outside of Covered California, or do I have to buy from one of the providers under CC? Additionally, will Covered California eventually become the only health insurance marketplace in California?
Answer: Yes. You can buy health directly from state licensed health insurance carriers (off-exchange) without going through Covered California. Covered California is the sole source of subsidized coverage based on income. Covered California is unlikely to become the only health insurance marketplace in California.