Question: I work the the State of CA and my Wife works for the County. We both have covered HMO coverage, Kaiser, which is offered through our work. We filed our taxes and received a response from the IRS asking for a 1095-A. Why are we getting this and how do we get our taxes filed?
Answer: If you received coverage through a fully insured employer-sponsored health plan, you'll receive a Form 1095-B from the insurer (Kaiser). If you received coverage through a self-insured employer-sponsored health plan, your employer will complete Part III of Form 1095-C. You need to file the Form 1095-B or 1095-C with your individual federal income tax return to prove compliance with the individual mandate.