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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Canceling Now Without Penalty?

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Question: I want to cancel my #CoveredCalifornia insurance plan, under the ACA because President Trump used his executive order to repeal the Obamacare mandate. Can I cancel the ACA insurance plan immediately right now without having to be punished with fines for not having insurance or do I have to wait a certain date when the mandate is no longer applied to American citizens?

Answer: The Affordable Care Act has not been repealed or replaced. The mandate is still the law and tax penalties will be enforced until further notice. So you should wait if you want to cancel your insurance without penalty.

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