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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: I work part time and share rent with my parents. I'm 29. I earn an average of $750 net per month. Aren't there any other more affordable plans for part-time workers? I want to abide by the law. So, now what are my options?
Answer: Your income makes you eligible for Medi-Cal. Apply at CoveredCa.com. Your coverage will start immediately and it should be nearly free both in terms of monthly cost of coverage and out-of-pocket expenses for medical care.
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Phil, Thanks for replying to my earlier questions. One last one. My employer offers insurance that keeps employees from getting the penalty. Is this MEC enough to stop one from getting subsidies, even though it isn’t “Group Benefits” or major medical coverage and barely covers anything?