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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Temporary Visa Buy Health Insurance?

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Question: Do people holding temporary visas like H-1 and student visas have to buy health insurance or be penalized?

Answer: All “lawfully present” individuals in the United States must have health insurance or pay a penalty unless exempt. Lawfully present includes temporary US residents holding worker visas and student visas. The IRS grants exemptions from penalty if the income is below the minimum tax filing threshold also if minimum essential coverage is unaffordable.

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