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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Exemptions for Students?

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Question: Does a student, earning no income, need to purchase health insurance or be penalized?

Answer: Most students will have to purchase health insurance or they will be subject to a tax penalty. If you are not claimed as a dependent by your parents and you do not file taxes because you are below the tax filing threshold, you are can qualify for an exemption from the tax penalty. You can apply for an exemption at healthcare.cov

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