Question: My husband makes less than $20,000 a year and he's currently on my insurance plan through my employer but it has gotten too expensive and we cannot afford it. I wanted to see if he can apply for covered California on his income alone. We file our taxes separately & file single. Does he still have to report my income to apply? I make over $50,000 a year and I'm sure he won't qualify for tax subsidy if he reports my income.
Answer: Your spouse has access to your employer's health plan. That makes him ineligible for premium assistance (subsidy) through Covered California. So he can only buy private insurance coverage at full price, if not from your employer. His income (or your income) has no affect on this case. Your tax filing status is dicey (should be either married filing joint return or married filing separate return but not single taxpayer), but has no affect on this case either.