Question: My COBRA coverage won’t expire for another 9 months. It’s very expensive. Can I drop it and enroll in Covered California now?
Answer: Yes. During Open Enrollment, you can sign up for a Covered California plan even if you already have COBRA. After Open Enrollment ends (January 31,2017), if you voluntarily drop your COBRA coverage or stop paying premiums, you will not be eligible for a special enrollment opportunity and will have to wait until the next Open Enrollment period. Only expiration of your COBRA coverage triggers a special enrollment opportunity.