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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Continuity of Care?

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Question: I can save $170 per month by changing insurance companies this year. I just had back surgery and need follow up care, but my doctor is not in the new plan. It’s almost worth paying cash for treatment since I’m saving over $2,000 for the year. Am I overlooking anything?

Answer: If your doctor does not take your new health insurance, but you are getting treatment for a serious condition, call your new health insurance company to let it know about your treatment. Depending on what illness or condition you are receiving treatment for, your new health insurance company may be able to work with your current doctor while you finish your existing treatment. Be sure to tell your current doctor that you have new health insurance.

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