Question: I heard is you cannot include your child under age 26 in your Covered CA application unless he/she is your dependent on your tax or by court order. Is this correct? I thought a child is allowed to stay under his/her parents' plan until 26?
Answer: You are confusing two different ACA guidelines. (1) The ACA has ruled that you can include adult children to age 26 on your family health insurance coverage. This rule has nothing to do with tax status. Your adult child may be financially independent and pay their own taxes. (2) If you are seeking premium assistance for your family through Covered California and wish to include a child under age 26 as part of your household, that child must be a income tax dependent.