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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Can "Undocumented Immigrants" Buy Covered California

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Question: Some of our family are undocumented. Can they apply for Covered California health care?

Answer: Immigrants who are not “lawfully present” are not eligible to purchase a health plan through Covered California; however, they may be eligible for coverage through Medi-Cal.

Individuals who are not lawfully present may apply for coverage through Covered California for their lawfully present family members (such as a dependent child), who may be eligible for coverage through a Covered California plan or through Medi-Cal.

Additionally, Covered California encourages any U.S. citizen or person who is lawfully present to apply for health care coverage through Covered California even if they have family members in their household who are undocumented or not lawfully present. Families with mixed immigration status can still apply for health coverage through Covered California.

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Covered California insurers generally will issue direct policies for people who are not lawfully present in the United States. They cannot be purchased through the exchange, but insurers make that decision for their direct customers. I am not currently aware of any Covered California insurer that issues direct policies for individuals and requires lawful presence.

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