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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


How to Renew Your Coverage for 2017?

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Question: I got a renewal notice from Covered California last week. It seemed to say that I don’t have to do anything and I will be renewed. Is that correct? What if I want to change plans?

Answer: Yes. If you take no action to actively renew or change plans, you will automatically be renewed, 30 days after the date on your renewal notice, into the same plan you had in 2016. During open enrollment, you have two options to renew your health plan through Covered California: (1) If you want to keep your same health plan and coverage, Covered California will automatically check your information with federal government data sources and renew your coverage with the same health plan. You will be automatically renewed in the same health plan, if it is still available, with the appropriate tax credits, as long as you have filed your taxes the previous year. (2) To make changes to your coverage or switch health plans, either log on to your Covered California online account or contact your Certified Insurance Agent or call Covered California at (800) 300-1506 to make the change. If you decide to shop for a new plan, be sure to log into your account prior to using the tool, so your selection can be saved. If you add a plan to your shopping cart before you are signed in, your selection will not be saved.

1 Comment

After speaking with a Rep at CoveredCA yesterday about the large discrepancy between their Shop and Compare Premiums versus renewal on line actual Premiums…the Rep confessed “Yes, we understand we have issues with the Shop and Compare rates. We are trying our best to get that corrected”.

Hundreds of Agents and the general public are not aware of this disrupt wasting so many people’s time.

I wish CoveredCA would just disable the tool until they have a fix.

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