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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Is Covered California an Insurance Company?

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Question: Is Covered California an insurance company? If so why dies it sell other insurance company products?

Answer: No. Covered California is a health insurance exchange governed by the State of California. Covered California has the power to regulate the insurance companies who participate in the state exchange. It provides a platform for Californians to get brand-name health insurance under the Affordable Care Act. Covered California is the only place Californians can qualify for financial subsidies from the federal government to help them pay their monthly premiums.

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