Speak with a Covered California certified agent! Call (888) 413-3164 or Shop Online Now

Shop and Compare

California Health Insurance Plans and Rates

It's easy. Just enter your zip code.

Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Subsidy Repayment?

By on | No Comments

Question: A twenty seven year-old friend moved from California to Oregon, and failed to report the change of residence within the ninety day grace period. She works part time at a minimum wage job. Will she have to repay her California subsidy in order to move ahead in her new state?

Answer: No. She can buy coverage through the Oregon Health Insurance Exchange as soon as she is a resident. Since the subsidy is paid by the IRS, not the state of California or Oregon, her 2016 federal tax return will reconcile the total advanced tax credits (subsidy) received in both states. If more subsidy was paid than she was due, her federal taxes due will include any overpayment (or underpayment) of subsidies for the 2016 tax year. When her Covered California health insurance lapses after 90 days, the subsidy which the feds paid to the insurance carrier during the 90-day grace period is returned to the IRS except for the amount covering the first 30 days.

Leave a comment

Do You Have California Health Insurance Questions?

Ask An Expert

View Previous Questions
Call Us at (888) 413-3164

© 2022 California Health Benefit Advisers, LLC
Home / About / Start Shopping / Ask a Question

“Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This web site is owned and maintained by California Health Benefit Advisers, LLC, which is solely responsible for its content.