Question: My wife and I are covered for health insurance through my job but I am retiring at the end of 2016. I will be going straight into medicare but she is 61 and will need separate health insurance until she reaches 65. She does not work but will start receiving social security in May. For purposes of the premium subsidy, us only her income counted under household income or does have to include my retirement income count as well?
Answer: Yes. Your taxable retirement income is included with your spouse's social security income. When you open your Covered California online account, your wife should be the primary on the account, but include yourself as part of the household. Indicate that only she wants Covered California coverage, but include your total household income.