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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Will I Get the Same Subsidy in 2017?

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Question: I am receiving a subsidy in 2016 that reduces my monthly health insurance premium. I want it to continue in 2017. Do I have to do anything?

Answer: You should return to Covered California to update your application for financial assistance. You can do this on your own, either by logging in to your account on the web site or by calling your agent to help you do it. If you don’t have an agent, you can call the Covered California Call Center at 800-300-1506.

If you don’t update your application by December 15, Covered California will automatically adjust the amount of your 2016 premium tax credit for 2017. The automatic adjustment will be based on a rough inflation adjustment to your most recently reported income and on changes in the cost of the benchmark Silver Plan in 2017.

Updating your application is a good idea because the automatic adjustments made by the Covered California may not fully reflect your situation. It is important to report any changes in your household income and your family status so your eligibility determination will be up to date and so the amount of financial assistance you receive in 2017 will be as accurate as possible.

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