Question: I am eligible for a subsidy but would rather not take it. The amount would be small and not worth the time, trouble and stress getting paperwork together. Can I choose not to take it, and, if so, how do I do that?
Answer: To avoid receiving premium assistance on a monthly basis ask Covered California to change your payment type to a "lump sum" at the end of the year. That way, you'll get any subsidy you may be due when you file your tax return and if you are not due any subsidy, you will not have to pay anything back.