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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Missed Employer's Open Enrollment?

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Question: I was offered health insurance by my employer, but missed the open enrollment period. Can I still keep my Covered California coverage with a subsidy?

Answer: Probably not. If the coverage offered by the employer was “affordable” and met minimum value, that employer offer still counts as an offer of minimum essential coverage that prevents a person from being eligible for premium tax credits. A person in this position may enroll in marketplace coverage, but will be ineligible for financial help.

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