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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


How to Move from Medi-Cal to Covered California?

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Question: I am single with no dependents , I am currently covered by med I cal. I recently started getting more hours at work. my pay before taxes is now averaging around 900.00 to 1,100.00 every two weeks .Work can also slow down but for now that is my average. What is the rate that tells me if I qualify for med I cal or need to apply for insurance other than med I cal? do I need to ask med I cal? or is there a rate chart? Confused…

Answer: For a one person household that number is $16,243 per year or $1,354 per month. So it seems that your income is high enough now to move to Covered California with premium assistance. First, you have to get Medi-Cal to release you. You will do that by proving to them that you are now earning what you claim. That may take some time. Here’s a chart others can use who have the same or similar issue. Household Income Subsidy Guidelines.pdf

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I applied for CoveredCA in hopes of getting a discount on my private plan. Instead it qualified me for Medi-cal and I think is trying to auto-enroll me which I do not want. I want to keep my existing private plan (blueshield). How do I keep them from enrolling me in Medi-cal? Thanks!

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