Question: My employer is no longer covering family members. My husband and daughter will be out of coverage and I am trying to figure out my best option. My daughter is 3 years old and my husband is unemployed. I was told they could both receive medi-cal. Is this true?
Answer: If your employer does not offer coverage for spouses and dependents, they may be eligible for MediCal or Covered California coverage. If your household income is less than $27,000 per year, then both your husband and daughter will be eligible for Medi-Cal. If your household income is greater than $27,000 but less than $53,000, then your daughter will be eligible for Medi-Cal and your husband will be eligible for Covered California with premium assistance. If household income is over $53,000 but less than $80,000, both your husband and daughter are eligible for Covered California coverage with premium assistance. Over $80,000 per year, they can purchase health insurance without premium assistance.