Question: I currently have a plan Blue Shield plan through Covered CA, but I want to change to a Kaiser Permanente plan OUTSIDE Covered California for 2016 since I don't qualify for any subsidy. If I do, do I have to notify Blue Shied so that they won't automatically renew my plan for 2016?
Answer: Yes. It is your responsibility to notify Blue Shield that you are cancelling your coverage effective 12/31/2015. You can apply directly through Kaiser Permanente for 2016 coverage. You can "terminate coverage" in your Covered California account effective 12/31/2015. I believe a better option is to keep your Covered California account open, select Kaiser for 2016, but opt out of premium assistance. This way, should your income drop again, you can easily opt back in for premium assistance.