I am 63 years old and my doctor put me in State Disability starting April 29 till August 31st, 2015. I resigned to my job on June 29th, 2015. I have two pensions that total $850.00 per month from 2 previous jobs. July 1st. I applied for Medi-Cal for my husband and I. My husband has not worked in 2015. I applied for early retirement today with Social Security and my retirement will be $880.00 per month, and I will obtain a lump Sum of $4000.00 in about 3 weeks. We file jointly taxes and we do not have dependents. We called Medi-Cal office and the income still qualifies for the program, but at that time I didn't know that we were going to receive $4000.00 because the Eligibility Worker qualified me for retroactive. My question is how Medi-Cal will calculate the $4000.00; as a lump sum and this will make us ineligibles for the month of November or they are going to divide the $4000 between the retroactive months and we will have to pay a penalty? Please advise and thank you in advance for your answer. My e-mail address is: firstname.lastname@example.org. Please note that we are planning to use the entire amount to pay our credit cards.