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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Recent Immigrant 65+ Eligible for Subsidy?

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Question: My 82 year old mother is a recent immigrant, no job/income here. Covered CA Cost calculator asks for household income. If she put in 0 income, she's not eligible to CoveredCA but is referred to Medi-Cal, which we know she's not eligible for (5-year rule deeming because of the Affidavit of Support). Is she supposed to put in my income because I sponsored her legal permanent residence?

Answer: Yes. Your mother can apply for Covered California as part of your household. Your household income will determine if your mother is eligible for premium assistance. Because your mom has no income and she lives in your home, she is a dependent for tax purposes.


BTW. You can get a Covered California plan to cover you before your Medicare begins. You can then cancel the CC plan once your Medicare coverage starts.

I was told by CovCA broker support that non medicare eligible applicants regardless of age may be eligible for subsidy if they file taxes or as listed as dependents.

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