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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Application for Dependent Only?

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Question: My son recent lost his eligibility for medi-cal Now I need to enroll him in a plan. Can I get him enrolled in a plan without also enrolling me and my husband? When I go to my account, I only get options for family enrollment plans.

Answer: When you enroll through Covered California, you will enter information about your husband and yourself as well as your son and any other household members. Further in the application process, you will indicate that only your son wants coverage. His eligibility for premium assistance is based on your household income.

1 Comment

The question does not provide sufficient detail. Phil’s answer assumes that the “child” is under age 26. If the child is age 26 or older, he would need to apply for health insurance independently of his parents, unless he is carried as a dependent on their income tax return. It also assumes the child has not been offered any form of employer-sponsored health insurance inasmuch as APTCs is concerned..

Having more information would result in a more definitive answer.

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