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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Opt-Out of Employer's Insurance?

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Question: My employer mandates insurance to all employees, however I am already covered by TRICARE when I retired from the military. I don't want my employers insurance and want my health and welfare portion to go into my retirement account. This adds up to over $8,300 a year which I feel I am entitled too. Can you please advise me.

Answer: You can opt-out of your employer-based coverage option in favor of your Tricare coverage, however your employer is under no obligation to pay you the unused premium.

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