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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: My husband has employer group benefits offered to employee and family. However, his open enrollment period was Jan and we missed the cutoff to enroll family. Am I and my children eligible for tax credits?
Answer: No. You were offered group health insurance by your employer, making you ineligible for tax credits. Whether you deliberately opted-out or forgot to enroll in your group plan does not matter.
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