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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Replace COBRA Now or Later?

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Question: If my COBRA coverage ends in July, do I have to enroll now or may I enroll in July?

Answer: You can enroll in Covered California by 2/15/15 and drop your COBRA effective 3/1/15 if it is advantageous for you. Otherwise, you can keep your COBRA coverage until it expires and apply for Covered California coverage then as you will be eligible for a special enrollment period at that time..

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Have the rules changed regarding COBRA? It has been my understanding that loss of COBRA coverage is not considered the same as loss of employer coverage and does not afford you a special enrollment period.

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