Question: I have a family of 4 with gross income of $28k. My employer offers me affordable insurance for myself but no contributions to my dependents. Can I and my family go on Medi-Cal? Joe
Answer: Medi-Cal eligibility rules do not conform to the ACA and IRS guidelines regarding access to affordable employer-based coverage. Your $28k income for a 4-person household makes you and your dependents eligible for Medi-Cal. You may opt out of your employer-sponsored coverage and apply for Medi-Cal.