Question: I am currently pregnant and have Blue Shield Silver 87. Based on my family income, newborn will be placed to Medi-Cal. I am worried that newborn's cost of staying/treatment in the hospital will not be covered by Blue Shield since the doctors and hospitals are not Medi-Cal network. Do you know if they have exception for this case and cover newborn? Truly appreciate your answer.

Answer: Your Blue Shield policy will cover your newborn's medical costs automatically up to 31 days after birth. You should apply through Covered California as soon as possible after giving birth and if your infant is Medi-Cal eligible, his or her coverage will be effective immediately. In any case, you should not experience any gap in coverage for your child.