Question: I need to know if I am required to put my 21 year old son on my employer insurance now? He does not work and would qualify for Medi-Cal. Also, if I claim him as a dependant does that factor into if I must add him?
Answer: Your son can opt out of your group health insurance plan and enroll in Medi-Cal even though he has been offered affordable, minimum-standard value health insurance through your employer if you do not claim him as a dependent in 2015. If you do claim him, his eligibility for Medi-Cal (or subsidized private insurance) will depend on your household income, not his.
family of 4, live here in calif. can get EX, but one of the son school will be out of state, for 2015. What does the family do, since the plan /providers no longer offer out of state doctors. ?