Question: I will be retiring at age 66 in February but will need to work part time as a self employed freelance electrical estimator. I will have Medicare, but my wife is only 63 years of age. The question is can she pick up the cobra plan for the spouse thru my company even though I will be retired and self employed.
Answer: (Corrects previous response) Yes. Your wife is eligible for COBRA continuation. She can also purchase individual health insurance any time after December 15th for coverage effective February 1st 2015.